Infocredit: your credit information blog about loans in Switzerland

Although people don’t know that, having a credit is quite usual. Indeed, one person over six has a loan in Switzewrland. That makes a big number of loans every year (5’0000 credits contracts has been made in Switzerland). Which represent about eight milliards Chf, just for consumer credit.

This blog offers you a lot of article about finance in Switzerland. Need somme credit information? Through ours articles we will explain you how to obtain a loan in Switzerland more easily, moreover with the best conditions. We will tell you how loans companies work in Switzerland and on what criteria they are evaluating you. We will explain how to prevent your consumer credit to be denied.

This web site about credit information has been made in order to help you understand more about online loans in Switzerland and about private loan in general. What are the conditions for requesting an online credit? What is the maximum amount that you can obtain? How long does it takes to reimburse a loan? What are the trap to avoid small tricks to know? Credit information, testimony, tips in Infocredit you will find everything you need to know about credits.

Responsible lending: protection against indebtedness

Responsible lending: protection against indebtedness

The swiss assocation of credit banks (VSKF/ASBCEF) considers that the central point to establish responsible lending is the debt capacity of the credit applicants. What concrete measures are adopted to [Lire plus…]
Is a credit card more expensive than a private credit?

Is a credit card more expensive than a private credit?

p>As a consumer you have the choice between a personal loan or a credit card if you need a financial help. What are the costs for a credit card in [Lire plus…]
Debt capacity: explanations and hints

Debt capacity: explanations and hints

When someone wants to make a loan, many parameters are taken into account. The the borrowing capacity is one of them. To learn more about this important data, check our [Lire plus…]
Libertycard : the new Visa card combined with your Swiss Pass

Libertycard : the new Visa card combined with your Swiss Pass

Since 1 August 2015, the combination of a half price rail card with a free Visa card doesn’t exist anymore. The holders of the old formula automatically received their new [Lire plus…]
2016 : change in the maximum interest rate for consumer credit services

2016 : change in the maximum interest rate for consumer credit services

From July 2016, the maximum interest rate for consumer credit services in Switzerland will be lowered from 15% to 10%. What are the real consequences for consumers? Will they really [Lire plus…]